Experience Matters.
Relationships Last.

Meet The Legacy Team in Maple Grove.

Helping families build wealth through homeownership with nearly three decades of mortgage expertise and a team committed to exceptional service.

Why the Legacy Team?

We believe a mortgage is more than a transaction;
it's the foundation for a family's future.

Introduction

Since 1996, our leadership has helped thousands of buyers navigate every type of market, from historically low interest rates to rapidly changing housing conditions. That experience allows us to provide thoughtful guidance, creative financing strategies, and honest advice tailored to each client's goals.

Built primarily through referrals from past clients and trusted real estate professionals, our business has always been grounded in one simple philosophy: Take exceptional care of people, and everything else follows.

We combine decades of lending expertise with modern technology, responsive communication, and a dedicated support team to create a mortgage experience that's organized, transparent, and genuinely enjoyable.

Why Families Choose the Legacy Team

• Experience you can trust
• Personalized financing strategies
• Proactive communication
• Creative problem-solving
• Dedicated operations team
• Hundreds of verified five-star reviews
• Relationships that last well beyond closing

Mortgage Solutions

Conventional
FA
VA
USDA
Jumbo
First-Time Homebuyer
Refinance
Down Payment Assistance
Investment Property
Second Home
New Construction
Renovation

What Our Clients Say

Across hundreds of verified client reviews, borrowers consistently describe the Legacy Group as responsive, knowledgeable, professional, organized, honest, and committed to making the mortgage process simple from beginning to end.
"Troy was always available when we called and made the process easy"
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Delaney J
Anoka, MN
"Constant communication and accurate information"
Alexander G
North Branch, MN
"Super responsive. Very knowledgeable. Tailored everything to my specific needs."
Bryan P
Lakeville, MN
"Troy was very efficient and everything flowed seamlessly, he was also very reassuring during the entire process making an otherwise overwhelming process to be less so. We truly appreciate him."
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Ruth K
East Bethel, MN
"Great communication from Troy with regular updates throughout the lending process."
John K
East Bethel, MN
"Troy and his team worked really hard to help me make my house work with my income and help me finish in a timely fashion"
Asha M
Bloomington, MN

Meet the Legacy Team

Most mortgage companies process loans. We build lifelong relationships. Whether you're purchasing your first home, upgrading, refinancing, or investing, our goal is to become your trusted mortgage resource for life.

Troy Mlenar
Regional Manager

NMLS ID# 332291

Nearly three decades of mortgage experience have made Troy one of Minnesota's most respected mortgage professionals. Consistently recognized among the nation's top originators, he has built his business through referrals, trust, and an unwavering commitment to helping clients make confident financial decisions. Troy specializes in purchase, refinance, investment, luxury, and complex financing strategies while leading the Maple Grove team with a relationship-first philosophy.

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Blair Mathewson
Regional Manager

NMLS ID# 331880

Blair is known for delivering exceptional customer service, clear communication, and personalized mortgage guidance. Blair works closely with buyers and referral partners to ensure every transaction moves smoothly from application through closing.

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Jeff Scherber
Sr. Loan Officer

NMLS ID# 369524

With hundreds of satisfied clients, Jeff has built a reputation for outstanding communication, reliability, and follow-through. He enjoys helping first-time buyers, move-up buyers, and homeowners navigate every stage of homeownership.

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Darren Lutgen
Loan Officer

NMLS ID# 369510

Darren focuses on educating clients and creating financing strategies tailored to each family's goals. His responsiveness and attention to detail help make even complex transactions feel simple and organized.

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Victoria (Vickie) Tuskan
VP of Lending

NMLS ID# 411408

Vickie is passionate about providing a concierge-level mortgage experience. Her approachable style, responsiveness, and commitment to client success have earned the trust of borrowers and referral partners alike.

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Paul Reschke
Loan Officer
Reverse Mortgage Specialist

NMLS ID# 1703788

Paul works collaboratively with buyers and real estate professionals to develop customized financing solutions. His focus is on delivering a smooth transaction while keeping clients informed every step of the way.

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Amy Pauly
Loan Officer

NMLS ID# 2738472

Amy is dedicated to providing exceptional service and personalized mortgage guidance. As her online review profile continues to grow, her focus remains on creating an outstanding client experience built on communication, integrity, and attention to detail

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Contact Us

The Legacy Team
11310 86th Ave N
Maple Grove, MN 55369

(612) 720-4391

Branch NMLS ID #2671727

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Lower, LLC DBA Lower Mortgage | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply.